[{"data":1,"prerenderedAt":320},["Reactive",2],{"tnc-dda_tnc":3,"footer-tnc":22},{"sys":4,"fields":15},{"id":5,"type":6,"createdAt":7,"updatedAt":8,"locale":9,"contentType":10},"vv3qe233h5r5dk94chfsza1w","Entry","2026-11-10T04:01:55.404Z","2026-11-10T04:01:58.434Z","zh-Hant-HK",{"sys":11},{"type":12,"linkType":13,"id":14},"Link","ContentType","payKoolAboutUsTopic",{"prefix":16,"key":17,"slug":18,"versionCode":16,"topicTitle":19,"topicText":20,"topicTextExtend":21,"metaTitle":21,"metaKeywords":21,"metaDescription":21},"11","TnC-EDDA","dda_tnc","電子直接付款授權 (自動轉賬 )條款及細則","自動轉賬/電子直接付款授權之條款及細則\n（「PayKool Visa Platinum Card」）由 K Cash Limited 發出\n\n1.\t閣下現授權閣下指定銀行（“指定銀行”），根據指定銀行可能從受益人（見定義如下）及／或K Cash Limited（“K Cash”）不時收到的指示，由閣下的指定銀行賬戶向K Cash Limited（閣下確認持有PayKool Visa Platinum Card信用卡）或其不時指定的受益人實體（“受益人”）之銀行賬戶作出轉賬及／或從閣下的指定銀行賬戶支取款項，以支付全部或部分閣下於K Cash Limited設立的信用卡賬戶的未清繳結欠（“直接付款授權”）。\n2.\t閣下同意指定銀行、K Cash Limited或受益人均毋須確認閣下是否知悉有關轉賬。\n3.\t閣下明白指定銀行可能會就處理信用卡直接付款授權之設立或更改的要求收取手續費。如有需要，閣下同意會向指定銀行作有關查詢。\n4.\t閣下明白如因有關轉賬及／或支取款項而令閣下指定銀行賬戶出現任何透支（或使現時之透支額增加），閣下須承擔全部責任。\n5.\t閣下明白閣下須於在轉賬日期（於指定銀行從受益人及／或K Cash Limited及／或其銀行及／或其銀行之通訊人員收取的指示中不時指定）前最少一(1)個工作天在閣下指定銀行賬戶中保持足夠款項以應付此授權之轉賬安排。\n6.\t閣下同意，如閣下指定銀行賬戶中的款項不足以支付此授權之任何轉賬安排，指定銀行有絕對酌情權決定不進行此轉賬安排，在這情況下，指定銀行及／或 K Cash Limited可能會收取各自的慣常之服務費用，以及可隨時通過書面通知取消此直接付款授權。\n7.\t此直接付款授權將持續生效直至另行通知。\n8.\t閣下同意任何有關直接付款授權的更改／取消的通知，須於\n(1)\t若對指定銀行作出，於其不時指定的通知限期前；或\n(2)\t若對K Cash Limited作出，於該更改／取消生效日最少六(6)星期前，向指定銀行及／或 K Cash作出。閣下亦同意，任何有關暫停直接付款授權的通知，須於\n(a)若對指定銀行作出，於其不時指定的通知限期前作出；\n(b)若對K Cash Limited作出，於該暫停的生效日最少六(6)星期前作出。閣下同意，若閣下的指定銀行賬戶在此直接付款授權\n9.\t下連續三十(30)個月沒有進行任何交易，指定銀行可以取消此直接付款授權安排，而不作另行通知。\n10.\t閣下知悉指定銀行可以在收到此等由K Cash Limited及／或受益人發出的直接授權付款指示後，通過其認為合適的渠道與閣下聯繫以核實此類授權。\n11.\t閣下確認所有提供予K Cash Limited的個人資料（包括但不限於有關使用信用卡以及直接付款授權的個人資料）均屬真確無誤。\n12.\t閣下確認並理解閣下持有的K Cash Limited信用卡的最低付款額將按以下方式決定（可經K Cash Limited不時修訂）（以較高者為準）：-\n(1)\t港幣50 元；或\n(2)\t以下各項之總和：-\n(i)\t當期月結單總結欠之1% 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