[{"data":1,"prerenderedAt":324},["Reactive",2],{"tnc-paykool_point_tnc":3,"footer-tnc":26},{"sys":4,"fields":15},{"id":5,"type":6,"createdAt":7,"updatedAt":8,"locale":9,"contentType":10},"bz8vbkokn7lqllauyee3dylk","Entry","2026-11-10T04:01:55.322Z","2026-11-10T04:01:58.512Z","zh-Hant-HK",{"sys":11},{"type":12,"linkType":13,"id":14},"Link","ContentType","payKoolAboutUsTopic",{"prefix":16,"key":17,"slug":18,"versionCode":19,"topicTitle":20,"topicText":21,"topicTextExtend":22,"metaTitle":23,"metaKeywords":24,"metaDescription":25},"17","TnC-KatchPointRedeem","paykool_point_tnc","11","積分獎賞計劃 (PayKool Point) 條款及細則","PayKool Visa Platinum Card ( PayKool point) 積分獎賞計劃條款及細則\n（「PayKool Visa Platinum Card」）由 K Cash Limited 發出\n\n1.\tK CASH LIMITED（「K Cash」）之PayKool Visa Platinum Card ( PayKool point) 積分獎賞計劃適用於由K Cash 所發行 PayKool Visa Platinum Card（「合資格信用卡」）。\n2.\t除於信用卡申請表上註有特別聲明或另有地方書面註明外，受以下第5點合資格零售簽賬交易約束，持卡人憑合資格信用卡每簽賬HK$2 可獲 1 PayKool point (兌換相等於1 Katch point)。\n3.\t持卡人必需開立Katch平台會員帳戶方可將信用卡累積的PayKool point兌換成Katch point以兌換產品、服務、折扣、禮品、電影門票、演唱會門票或換領券（”優惠或禮品”）或於參加不時由Katch提供的有獎遊戲或活動。Katch網站(https://katch.hk/)是一個由Katch (HK) Limited提供及管理的優惠平台。請注意: 客戶需要從信用卡累積的Paykool point於PayKool 手機應用程式內選擇將PayKool point兌換成Katch 戶口內的Katch point，方可兌換產品。\n4.\t閣下的姓名及聯絡資料將會用作設立Katch平台會員帳戶。客戶使用Katch平台及使用該平台提供的服務時，會受到Katch平台使用條款約束，客戶可於Katch 網站(https://katch.hk/)細閱有關使用條款。\n5.\t合資格零售簽賬交易包括所有本地及海外的零售簽賬交易及／或網上零售簽賬交易，但不包括: 現金透支交易丶繳付信用卡費用及收費(例如年費丶利息或財務費用丶逾期費用丶超出信用限額手續費丶現金套現分期丶現金透支手續費及其他費用)丶繳付予稅務局之稅項、以網上銀行或網上支付系統繳費或繳交公共事務費用丶保險費用丶慈善或社會服務捐款、繳交單位信託或基金之供款丶賭場交易丶任何貨幣或電子貨幣交易(包括但不限於透過快速支付系統或流動裝置、應用程式、電子支付平台所進行之交易)、提取現金丶信用卡借貸丶分期付款丶未記賬交易、取消交易、退款交易、虛假交易或任何其他未經授權交易、任何被發現為詐騙、非法或犯罪之交易。\n6.\t合資格客戶有關合資格零售簽賬交易累積金額的紀錄以K Cash 的相關交易紀錄為準。所有合資格零售簽賬交易將以環球信用卡組織及K Cash 所編定之商戶類別編碼(MCC)為準，並可經由信用卡組織及K Cash 不時更改而毋須另行通知。如有任何關於合資格零售簽賬交易的爭議，K Cash 保留最終決定權。 \n7.\t簽賬分類將完全由K Cash酌情決定及參考不時由Visa International Pte Ltd.發行之相關商戶編號(MCC)決定。K Cash有權隨時更改獲得PayKool point之所需簽賬金額及換領獎賞之細節，而不須另行通知。\n8.\t每月所賺取之PayKool point連同其結餘及/或將失效之積分將顯示於持卡人之月結單及PayKool手機應用程式內。\n9.\t在PayKool 信用卡內的PayKool point有效期最多為2年。在PayKool 信用卡內的PayKool point於獲得日期的1年後會於該年度的12月31日後失效。(例如2021年1月1日獲得的Point將於2022年12月31日後失效 , 或例如2021年12月31日獲得的 Point將於2022年12月31日後失效)。\n10.\t至於兌換成Katch Point的有效期，客戶可於Katch 網站(https://katch.hk/)細閱有關使用Katch Point的有效期條款\n11.\t逾期之PayKool point及已取消之信用卡賬戶PayKool point將被自動註銷、失去任何價值及不會接受用作任何換領。\n12.\t同一持卡人名下所有主卡及所有經其提名發出之所有附屬卡的PayKool point將結合計算以用作Katch point兌換。\n13.\t附屬卡所賺取之PayKool point只限主卡持卡人用作兌換Katch point及作出申請。\n14.\tPayKool Point不可轉讓予他人。\n15.\t信用卡內的PayKool point轉換到Katch point戶口需視乎當時累積可用之PayKool point及K CASH之最終決定。如未有足夠的PayKool point，該兌換申請將會自動被取消。兌換申請一經K CASH接納，不可作任何更改、取消或退回。\n16.\tK CASH並不承擔任何有關經本計劃兌換獎賞之遺失、損壞或被盜竊之責任。\n17.\t若持卡人實際上或合理被懷疑違反信用卡持卡人合約條款、信用卡已被取消或信用卡賬戶正處逾期還款狀態，K CASH有權拒絕任何PayKool point兌換或取消任何PayKool point。\n18.\tK Cash並不是平台換領之產品及/或服務之供應商，故不會承擔任何相關之一切責任。K CASH絕不承擔或確保有關第三方供應商提供之產品及/或服務之品質及供應情況。所有品質、設計、規格、適合性或其他列於「積分獎賞集」之陳述及擔保均由有關供應商提供。所有圖片及產品規格只供參考之用。K CASH不會對提供予持卡人之產品及/或服務而直接或間接引致持卡人或第三者或其任何財產產生之任何死亡、損傷、破壞或損失承擔責任或負責。\n19.\tK CASH已盡力確保出現於PayKool point之資料的準確性，惟並不承擔任何資料錯誤或遺漏之責任。如有任何不正確或遺漏，K CASH保留權利作最終決定。\n20.\t如有任何以欺詐或濫用方法而獲取PayKool point，K CASH有權取消持卡人之部份或所有累積之PayKool point及其信用卡。\n21.\t即使下列行為可能減少已累積PayKool point之價值、甚至使其價值失去，K CASH仍可在任何時間及沒有預先通知或責任情況下，終止積分獎賞計劃、取消或修改其優惠、修改、增加或刪除任何條款及細則、取消或轉換商戶、修改或限制PayKool point之價值及/或換領之方式。\n22.\t如有任何爭議，概以K CASH之最終決定為準。\n23.\t本條款以中文版爲準。如日後本條款有不同語言版本並有抵觸，亦需以中文版爲準。\n\n生效日期：2024 年1月\n",null,"積分獎賞計劃 (PayKool Point) 條款及細則｜積分獲取與兌換規章 - 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